Tom was my 20 group moderator for a group of mine where he proved his expertise in the field of Special Finance. Today Tom and I work closely together in the training and consulting field of Special Finance and I can tell you I look up to him and have the highest regard for his opinion and knowledge. There are few people like Tom who have the integrity and knowledge to bring to your group expertise without the fluff. I would recommend Tom for anything in the Special Finance arena and know that his experience and expertise will take any dealer to the next level. I enjoy working closely with him.”